💵 Money market & cash

🏦 1. What distinguishes money market ETFs & cash instruments

Money market ETFs and cash instruments invest in very short-term, highly liquid, and low-risk securities. These include overnight money, fixed-term deposits, short-term government bonds, commercial paper, and Treasury bills. They are considered safest building block in the portfolio, offer Interest rate stability, Liquidity and serve as Parking for capital.

🧩 2. How money market ETFs are structured

💵 Typical segments

  • Short-term government bonds: 0–3 months, 3–6 months
  • Treasury Bills: US T-Bills, European Bills
  • Commercial Paper: Corporate short-term loans with high credit rating
  • Deposits & Repo transactions: secured money market transactions
  • Bank deposits: Current and fixed-term deposits (outside of ETFs)

🌍 Regions