❓ Frequently asked questions about Wikifolios
🧾 1. General information about Wikifolios
What is a wikifolio?
A Wikifolio is a publicly accessible model portfolio that reflects a clearly defined investment strategy.
You can track this at any time:
- all purchases and sales
- Weightings
- composition
👉 In short:
A transparent, rules-based portfolio.
What is a Wikifolio certificate?
A Wikifolio certificate fully reflects the performance of a Wikifolio.
- Tradable through your broker
- works like a security
- subject to market and issuer risks
What is an umbrella wikifolio?
A central Wikifolio combines several Wikifolios into a single portfolio.
👉 Goal:
Diversify risks and combine different strategies.
What is the difference between a wikifolio and an umbrella wikifolio?
- Wikifolio → a single strategy
- Umbrella wikifolio → Combination of multiple strategies
What are the costs?
Typical costs:
- ongoing certificate fees
- Performance fee (only in case of a win)
- Broker fees (order + spread)
👉 Details can be found in the product information sheet.
Who manages the Wikifolios?
All Wikifolios are developed, implemented and monitored by Mueckinvest.
👉 Important:
- Decisions are made based on rules.
- no spontaneous adjustments
Are you personally invested in the Wikifolios?
Yes.
Direct co-investment is possible via umbrella wikifolios.
👉 Result:
Alignment of interests with those of the investors.
How can I invest?
About a Wikifolio certificate:
- Search for ISIN/WKN at the broker
- how to buy a security
Can I invest via a savings plan?
That depends on the broker.
Alternatively: 👉 manual, regular investments are possible
I can't find the certificate – why?
Possible reasons:
- Not yet investable
- Emission not completed
- technical delay
👉 Solution: check directly on wikifolio.com
How long does the emission last?
Typically: 👉 approx. 1–3 weeks
Only then can the certificate be traded.
How can I tell if an asset is investable?
Status on wikifolio.com:
- „"Investable" → tradable
- „"In preparation" → not yet available
Where can I find the ISIN or WKN?
On the respective Wikifolio page under: 👉 Performance Overview
How often are Wikifolios updated?
- ongoing monitoring
- Rule-based adjustments
- Rebalancing at least quarterly
Can I see the ingredients?
Yes – fully transparent on wikifolio.com.
How is diversification achieved?
By combining:
- Regions
- Industries
- Asset classes
- Strategies
How are the tables created?
- Basis: Fact sheets and official data
- AI-supported structuring
- subsequent examination
What does rebalancing mean?
Adjusting the weighting back to the target structure.
👉 Goal:
stable risk structure
Who are Wikifolios suitable for?
For investors who:
- Value transparency
- want to invest in a structured way
- Think long-term
What is a world portfolio?
A globally diversified portfolio (mostly via ETFs).
👉 Goal:
to broadly represent the global economy
How liquid are wikifolios?
Traded on the stock exchange.
👉 Restrictions:
- Spreads possible
- depending on market situation
Is there a minimum investment?
No.
The amount is freely selectable.
Can the value become negative?
No – but:
👉 Losses are always possible
👉 also significant fluctuations
⚠️ 2. Legal Aspects & Risks
Is investment advice available?
No.
👉 Content is for informational purposes only.
What are the risks?
- Market risks
- Volatility
- Issuer risk
- Currency risks
How secure is a Wikifolio?
A Wikifolio is a certificate:
- No special assets
- Issuer risk exists
What happens if the strategy manager is unavailable?
- Portfolio remains unchanged
- no active further development
Is there a capital guarantee?
No.
👉 Losses up to and including total loss are possible.
What happens during extreme market phases?
- Significant fluctuations are possible.
- strategy-based protection is limited
How are profits taxed?
Withholding tax.
👉 depending on:
- residence
- Broker
⚙️ 3. Technical & organizational questions
How are new Wikifolios created?
- internal analysis
- Test phase
- subsequent publication
How are strategies tested?
- regular analysis
- Focus on structure & risk
- Adaptation only based on rules
How can I track performance?
On wikifolio.com:
- Performance
- composition
- Key figures
How do I receive updates?
- wikifolio Watch function
- News on mueckinvest.com
- App push notifications
How is content created?
- AI-supported
- based on verified data
- clear rule structure
Can I combine several Wikifolios?
Yes.
👉 Attention: Avoid overlaps
How long should I stay invested?
At least: 👉 3–5 years
Can I sell at any time?
Yes – during trading hours.
🔍 4. Transparency & Control
How transparent are Wikifolios?
- all trades visible
- complete documentation
- traceable at any time
Who is the issuer?
Lang & Schwarz (supervised by BaFin)
What happens in the event of issuer default?
👉 Issuer risk
👉 Total loss possible
How are decisions documented?
- Comments
- Rebalancing overviews
- Updates
Why do the data differ?
- different data sources
- different update cycles
What are deep-dive topics?
Structured analyses of:
- markets
- Strategies
- Developments
👉 Goal: Understanding, not predictions
How often does content appear?
- Deep dives: approximately 4 times per month
- Rebalancing: quarterly
📱 5. App & Usage
Is there an app?
Yes – Android live, iOS planned.
What functions does the app offer?
- Wikifolio overview
- AI functions
- Deep dives
- Push notifications
Can I invest via the app?
No – just information.
How often is data updated?
Synchronized with wikifolio.com (slight delay may occur).
Can I enable push notifications?
Yes – possible, depending on device settings.
Is the app free of charge?
Yes.
Some premium content may be available.
Why Android first?
Faster rollout → Feedback → Optimization for iOS.
Why can't I see the app?
- staggered rollout
- Store delay
Why no push notifications?
Often: 👉 Energy saving settings
Why do the data differ?
- Caching
- delay
👉 Reference remains wikifolio.com
⚖️ 6. Legal & Compliance
Why no recommendations?
Wikifolio guidelines + Compliance.
How are conflicts of interest avoided?
- Rule-based
- Transparency
- no individual consultation
How secure is my data?
- GDPR compliant
- no further disclosure
How to deal with conflicts of interest?
- clear rules
- open documentation
📚 7. Further information
Where can I find more information?
Which data sources are used?
- public financial data
- ETF databases
- quantitative models
Difference to funds?
- Full transparency
- No minimum investment
- complete control
⚠️ Final note
All content is for general informational purposes only. It does not constitute investment advice or a buy recommendation. Past performance is not indicative of future results. Further details can be found in the [link/document/section]. Imprint.