{"id":130,"date":"2025-09-10T12:00:00","date_gmt":"2025-09-10T12:00:00","guid":{"rendered":"https:\/\/mueckinvest.de\/?page_id=130"},"modified":"2026-05-27T08:00:00","modified_gmt":"2026-05-27T06:00:00","slug":"perguntas-frequentes","status":"publish","type":"page","link":"https:\/\/mueckinvest.com\/pt\/faq\/","title":{"rendered":"FAQ - Perguntas frequentes"},"content":{"rendered":"<h1 class=\"wp-block-heading\">\u2753 H\u00e4ufige Fragen zu Wikifolios<\/h1>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\ud83e\uddfe 1. Allgemeines zu Wikifolios<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\">O que \u00e9 um wikif\u00f3lio?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ein Wikifolio ist ein \u00f6ffentlich einsehbares Musterportfolio, das eine klar definierte Anlagestrategie abbildet.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sie k\u00f6nnen jederzeit nachvollziehen:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>alle K\u00e4ufe und Verk\u00e4ufe<\/li>\n\n\n\n<li>Gewichtungen<\/li>\n\n\n\n<li>Zusammensetzung<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Kurz gesagt:<br>Ein transparentes, regelbasiertes Portfolio.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">O que \u00e9 um certificado Wikifolio?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ein Wikifolio\u2011Zertifikat bildet die Wertentwicklung eines Wikifolios vollst\u00e4ndig ab.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>handelbar \u00fcber Ihren Broker<\/li>\n\n\n\n<li>funktioniert wie ein Wertpapier<\/li>\n\n\n\n<li>unterliegt Markt- und Emittentenrisiken<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">O que \u00e9 um wikif\u00f3lio guarda-chuva?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ein Dachwikifolio b\u00fcndelt mehrere Wikifolios in einem Gesamtportfolio.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Ziel:<br>Risiken streuen und unterschiedliche Strategien kombinieren.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Qual \u00e9 a diferen\u00e7a entre um wikif\u00f3lio e um wikif\u00f3lio guarda-chuva?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Wikif\u00f3lio<\/strong> \u2192 eine einzelne Strategie<\/li>\n\n\n\n<li><strong>Guarda-chuva wikifolio<\/strong> \u2192 Kombination mehrerer Strategien<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Quais s\u00e3o os custos?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Typische Kosten:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>laufende Zertifikatsgeb\u00fchren<\/li>\n\n\n\n<li>Performance\u2011Geb\u00fchr (nur im Gewinnfall)<\/li>\n\n\n\n<li>Broker-Geb\u00fchren (Order + Spread)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Details finden Sie im Produktinformationsblatt.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Quem gerencia os Wikif\u00f3lios?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Alle Wikifolios werden von Mueckinvest entwickelt, umgesetzt und \u00fcberwacht.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Wichtig:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Entscheidungen erfolgen regelbasiert<\/li>\n\n\n\n<li>keine spontanen Anpassungen<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Sind Sie selbst in die Wikifolios investiert?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Sim.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00dcber Dachwikifolios besteht eine direkte Mitinvestition.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Ergebnis:<br>Interessensgleichheit mit den Anlegern.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Wie kann ich investieren?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u00dcber ein Wikifolio\u2011Zertifikat:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>ISIN\/WKN beim Broker suchen<\/li>\n\n\n\n<li>wie ein Wertpapier kaufen<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Kann ich per Sparplan investieren?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Das h\u00e4ngt vom Broker ab.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Alternativ: \ud83d\udc49 manuelle, regelm\u00e4\u00dfige Investitionen m\u00f6glich<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Ich finde das Zertifikat nicht \u2013 warum?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Poss\u00edveis motivos:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>noch nicht investierbar<\/li>\n\n\n\n<li>Emission nicht abgeschlossen<\/li>\n\n\n\n<li>technische Verz\u00f6gerung<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 L\u00f6sung: direkt auf wikifolio.com pr\u00fcfen<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Wie lange dauert die Emission?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">In der Regel: \ud83d\udc49 ca. 1\u20133 Wochen<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Erst danach ist das Zertifikat handelbar.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Woran erkenne ich Investierbarkeit?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Status auf <a href=\"http:\/\/wikifolio.com\" title=\"\">wikifolio.com<\/a>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u201einvestierbar\u201c \u2192 handelbar<\/li>\n\n\n\n<li>\u201ein Vorbereitung\u201c \u2192 noch nicht verf\u00fcgbar<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Onde posso encontrar o ISIN ou WKN?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Auf der jeweiligen Wikifolio-Seite unter: \ud83d\udc49 Performance\u2011\u00dcbersicht<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Wie oft werden Wikifolios aktualisiert?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>laufende \u00dcberwachung<\/li>\n\n\n\n<li>Anpassungen regelbasiert<\/li>\n\n\n\n<li>Rebalancing mindestens quartalsweise<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Kann ich die Zusammensetzung sehen?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ja \u2013 vollst\u00e4ndig transparent auf wikifolio.com.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Como a diversifica\u00e7\u00e3o \u00e9 obtida?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Durch Kombination von:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Regi\u00f5es<\/li>\n\n\n\n<li>Ind\u00fastrias<\/li>\n\n\n\n<li>Classes de ativos<\/li>\n\n\n\n<li>Estrat\u00e9gias<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Wie entstehen die Tabellen?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Basis: Factsheets und offizielle Daten<\/li>\n\n\n\n<li>KI\u2011gest\u00fctzte Strukturierung<\/li>\n\n\n\n<li>anschlie\u00dfende Pr\u00fcfung<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">O que significa rebalanceamento?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Anpassung der Gewichtung zur\u00fcck zur Zielstruktur.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Ziel:<br>stabile Risikostruktur<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Para quem os Wikif\u00f3lios s\u00e3o adequados?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">F\u00fcr Anleger, die:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Transparenz sch\u00e4tzen<\/li>\n\n\n\n<li>strukturiert investieren m\u00f6chten<\/li>\n\n\n\n<li>Pense a longo prazo<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">O que \u00e9 um portf\u00f3lio mundial?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ein global diversifiziertes Portfolio (meist \u00fcber ETFs).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Ziel:<br>globale Wirtschaft breit abbilden<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Qual \u00e9 a liquidez dos wikif\u00f3lios?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">B\u00f6rslich handelbar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Einschr\u00e4nkungen:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Spreads m\u00f6glich<\/li>\n\n\n\n<li>abh\u00e4ngig von Marktsituation<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Existe um investimento m\u00ednimo?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Nein.<br>Betrag ist frei w\u00e4hlbar.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Kann der Wert negativ werden?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Nein \u2013 aber:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Verluste sind jederzeit m\u00f6glich<br>\ud83d\udc49 auch deutliche Schwankungen<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u26a0\ufe0f 2. Rechtliches &amp; Risiken<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\">Gibt es Anlageberatung?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Nein.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Inhalte dienen ausschlie\u00dflich der Information.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Quais s\u00e3o os riscos?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Riscos de mercado<\/li>\n\n\n\n<li>Volatilidade<\/li>\n\n\n\n<li>Risco do emissor<\/li>\n\n\n\n<li>W\u00e4hrungsrisiken<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Qu\u00e3o seguro \u00e9 um Wikif\u00f3lio?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ein Wikifolio ist ein Zertifikat:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Nenhum ativo especial<\/li>\n\n\n\n<li>Emittentenrisiko besteht<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Was passiert bei Ausfall des Strategiemanagers?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Portfolio bleibt bestehen<\/li>\n\n\n\n<li>keine aktive Weiterentwicklung<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Existe uma garantia de capital?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Nein.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Verluste bis hin zum Totalverlust m\u00f6glich.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">O que acontece durante as fases extremas do mercado?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>starke Schwankungen m\u00f6glich<\/li>\n\n\n\n<li>strategiebasierter Schutz begrenzt<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Wie werden Gewinne versteuert?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Abgeltungssteuer.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 abh\u00e4ngig von:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Wohnsitz<\/li>\n\n\n\n<li>Corretor<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u2699\ufe0f 3. Technische &amp; organisatorische Fragen<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\">Wie entstehen neue Wikifolios?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>interne Analyse<\/li>\n\n\n\n<li>Testphase<\/li>\n\n\n\n<li>anschlie\u00dfend Ver\u00f6ffentlichung<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Wie werden Strategien gepr\u00fcft?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>regelm\u00e4\u00dfige Analyse<\/li>\n\n\n\n<li>Fokus auf Struktur &amp; Risiko<\/li>\n\n\n\n<li>Anpassung nur regelbasiert<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Wie kann ich Performance verfolgen?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Auf <a href=\"http:\/\/wikifolio.com\" title=\"\">wikifolio.com<\/a>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Desempenho<\/li>\n\n\n\n<li>Zusammensetzung<\/li>\n\n\n\n<li>Kennzahlen<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Wie erhalte ich Updates?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>wikifolio Beobachten-Funktion<\/li>\n\n\n\n<li>News auf mueckinvest.com<\/li>\n\n\n\n<li>App Push\u2011Benachrichtigungen<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Wie entstehen Inhalte?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>KI\u2011gest\u00fctzt<\/li>\n\n\n\n<li>basierend auf gepr\u00fcften Daten<\/li>\n\n\n\n<li>klare Regelstruktur<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Posso combinar v\u00e1rios Wikif\u00f3lios?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Sim.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Achtung: \u00dcberschneidungen vermeiden<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Por quanto tempo devo permanecer investido?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Mindestens: \ud83d\udc49 3\u20135 Jahre<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Kann ich jederzeit verkaufen?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ja \u2013 w\u00e4hrend B\u00f6rsenzeiten.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\ud83d\udd0d 4. Transparenz &amp; Kontrolle<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\">Qu\u00e3o transparentes s\u00e3o os Wikif\u00f3lios?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>alle Trades sichtbar<\/li>\n\n\n\n<li>vollst\u00e4ndige Dokumentation<\/li>\n\n\n\n<li>jederzeit nachvollziehbar<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Wer ist der Emittent?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Lang &amp; Schwarz (BaFin \u00fcberwacht)<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Was passiert bei Emittentenausfall?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Emittentenrisiko<br>\ud83d\udc49 Totalverlust m\u00f6glich<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Como as decis\u00f5es s\u00e3o documentadas?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kommentare<\/li>\n\n\n\n<li>Rebalancing\u2011\u00dcbersichten<\/li>\n\n\n\n<li>Atualiza\u00e7\u00f5es<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Warum unterscheiden sich Daten?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>unterschiedliche Datenquellen<\/li>\n\n\n\n<li>verschiedene Aktualisierungszyklen<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">O que s\u00e3o t\u00f3picos aprofundados?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Strukturierte Analysen von:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>M\u00e4rkten<\/li>\n\n\n\n<li>Estrat\u00e9gias<\/li>\n\n\n\n<li>Entwicklungen<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Ziel: Verst\u00e4ndnis, nicht Prognosen<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Wie oft erscheinen Inhalte?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Deep\u2011Dives: ca. 4\u00d7 monatlich<\/li>\n\n\n\n<li>Rebalancing: quartalsweise<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\ud83d\udcf1 5. App &amp; Nutzung<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\">Gibt es eine App?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ja \u2013 Android live, iOS geplant.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Quais fun\u00e7\u00f5es o aplicativo oferece?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Wikifolio\u2011\u00dcbersicht<\/li>\n\n\n\n<li>KI\u2011Funktionen<\/li>\n\n\n\n<li>An\u00e1lises aprofundadas<\/li>\n\n\n\n<li>Push\u2011Notifications<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Posso investir por meio do aplicativo?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Nein \u2013 nur Information.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Wie oft werden Daten aktualisiert?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Synchronisiert mit wikifolio.com (ggf. leichte Verz\u00f6gerung).<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Kann ich Push aktivieren?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ja \u2013 abh\u00e4ngig von Ger\u00e4teeinstellungen m\u00f6glich.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">O aplicativo \u00e9 gratuito?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Sim.<br>Teilweise Premium-Inhalte m\u00f6glich.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Por que o Android primeiro?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Schnellerer Rollout \u2192 Feedback \u2192 Optimierung f\u00fcr iOS.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Warum sehe ich die App nicht?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>gestaffelter Rollout<\/li>\n\n\n\n<li>Store-Verz\u00f6gerung<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Warum keine Push\u2011Nachrichten?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Oft: \ud83d\udc49 Energiespar-Einstellungen<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Warum unterscheiden sich Daten?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Caching<\/li>\n\n\n\n<li>Verz\u00f6gerung<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Referenz bleibt <a href=\"http:\/\/wikifolio.com\" title=\"\">wikifolio.com<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u2696\ufe0f 6. Rechtliches &amp; Compliance<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\">Warum keine Empfehlungen?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Vorgaben von Wikifolio + Compliance.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Como os conflitos de interesse s\u00e3o evitados?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Regelbasierung<\/li>\n\n\n\n<li>Transpar\u00eancia<\/li>\n\n\n\n<li>keine individuelle Beratung<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Qu\u00e3o seguros s\u00e3o meus dados?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>DSGVO-konform<\/li>\n\n\n\n<li>keine Weitergabe<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Umgang mit Interessenkonflikten?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>klare Regeln<\/li>\n\n\n\n<li>offene Dokumentation<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\ud83d\udcda 7. Weiterf\u00fchrende Informationen<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\">Wo finde ich mehr Infos?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 <a href=\"https:\/\/mueckinvest.com\/pt\/wikifolios\/\" title=\"Vis\u00e3o geral do Wikifolio\">mueckinvest.com\/wikifolios<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Welche Datenquellen werden genutzt?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u00f6ffentliche Finanzdaten<\/li>\n\n\n\n<li>ETF-Datenbanken<\/li>\n\n\n\n<li>quantitative Modelle<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Unterschied zu Fonds?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Transpar\u00eancia total<\/li>\n\n\n\n<li>Sem investimento m\u00ednimo<\/li>\n\n\n\n<li>vollst\u00e4ndige Kontrolle<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u26a0\ufe0f Nota final<\/h1>\n\n\n\n<pre class=\"wp-block-code\"><code>Alle Inhalte dienen ausschlie\u00dflich allgemeinen Informationszwecken.\n\nKeine Anlageberatung oder Kaufempfehlung.\n\nVergangene Entwicklungen sind kein Indikator f\u00fcr zuk\u00fcnftige Ergebnisse.\n\nWeitere Details finden Sie im <a href=\"https:\/\/mueckinvest.com\/pt\/impressao\/\" title=\"Impress\u00e3o\">Impress\u00e3o<\/a>.\n<\/code><\/pre>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>","protected":false},"excerpt":{"rendered":"<p>\u2753 H\u00e4ufige Fragen zu Wikifolios \ud83e\uddfe 1. Allgemeines zu Wikifolios Was ist ein Wikifolio? Ein Wikifolio ist ein \u00f6ffentlich einsehbares Musterportfolio, das eine klar definierte Anlagestrategie abbildet. Sie k\u00f6nnen jederzeit nachvollziehen: \ud83d\udc49 Kurz gesagt:Ein transparentes, regelbasiertes Portfolio. Was ist ein Wikifolio\u2011Zertifikat? Ein Wikifolio\u2011Zertifikat bildet die Wertentwicklung eines Wikifolios vollst\u00e4ndig ab. Was ist ein Dachwikifolio? Ein [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-no-sidebar","meta":{"pmpro_default_level":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-130","page","type-page","status-publish","hentry","pmpro-has-access"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/mueckinvest.com\/pt\/wp-json\/wp\/v2\/pages\/130","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mueckinvest.com\/pt\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mueckinvest.com\/pt\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mueckinvest.com\/pt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mueckinvest.com\/pt\/wp-json\/wp\/v2\/comments?post=130"}],"version-history":[{"count":6,"href":"https:\/\/mueckinvest.com\/pt\/wp-json\/wp\/v2\/pages\/130\/revisions"}],"predecessor-version":[{"id":6110,"href":"https:\/\/mueckinvest.com\/pt\/wp-json\/wp\/v2\/pages\/130\/revisions\/6110"}],"wp:attachment":[{"href":"https:\/\/mueckinvest.com\/pt\/wp-json\/wp\/v2\/media?parent=130"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}