{"id":130,"date":"2025-09-10T12:00:00","date_gmt":"2025-09-10T12:00:00","guid":{"rendered":"https:\/\/mueckinvest.de\/?page_id=130"},"modified":"2026-05-27T08:00:00","modified_gmt":"2026-05-27T06:00:00","slug":"pertanyaan-yang-sering-diajukan-faq","status":"publish","type":"page","link":"https:\/\/mueckinvest.com\/id\/faq\/","title":{"rendered":"FAQ \u2013 Pertanyaan yang Sering Diajukan"},"content":{"rendered":"<h1 class=\"wp-block-heading\">\u2753 H\u00e4ufige Fragen zu Wikifolios<\/h1>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\ud83e\uddfe 1. Allgemeines zu Wikifolios<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\">Apa itu Wikifolio?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ein Wikifolio ist ein \u00f6ffentlich einsehbares Musterportfolio, das eine klar definierte Anlagestrategie abbildet.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sie k\u00f6nnen jederzeit nachvollziehen:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>alle K\u00e4ufe und Verk\u00e4ufe<\/li>\n\n\n\n<li>Gewichtungen<\/li>\n\n\n\n<li>Zusammensetzung<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Kurz gesagt:<br>Ein transparentes, regelbasiertes Portfolio.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Apa itu sertifikat Wikifolio?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ein Wikifolio\u2011Zertifikat bildet die Wertentwicklung eines Wikifolios vollst\u00e4ndig ab.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>handelbar \u00fcber Ihren Broker<\/li>\n\n\n\n<li>funktioniert wie ein Wertpapier<\/li>\n\n\n\n<li>unterliegt Markt- und Emittentenrisiken<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Apa itu wikifolio atap?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ein Dachwikifolio b\u00fcndelt mehrere Wikifolios in einem Gesamtportfolio.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Ziel:<br>Risiken streuen und unterschiedliche Strategien kombinieren.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Apa perbedaan antara Wikifolio dan Wikifolio payung?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Wikifolio<\/strong> \u2192 eine einzelne Strategie<\/li>\n\n\n\n<li><strong>payung wikifolio<\/strong> \u2192 Kombination mehrerer Strategien<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Apa saja biaya yang terlibat?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Typische Kosten:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>laufende Zertifikatsgeb\u00fchren<\/li>\n\n\n\n<li>Performance\u2011Geb\u00fchr (nur im Gewinnfall)<\/li>\n\n\n\n<li>Broker-Geb\u00fchren (Order + Spread)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Details finden Sie im Produktinformationsblatt.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Siapa yang mengelola Wikifolios?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Alle Wikifolios werden von Mueckinvest entwickelt, umgesetzt und \u00fcberwacht.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Wichtig:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Entscheidungen erfolgen regelbasiert<\/li>\n\n\n\n<li>keine spontanen Anpassungen<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Sind Sie selbst in die Wikifolios investiert?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ya.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00dcber Dachwikifolios besteht eine direkte Mitinvestition.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Ergebnis:<br>Interessensgleichheit mit den Anlegern.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Wie kann ich investieren?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u00dcber ein Wikifolio\u2011Zertifikat:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>ISIN\/WKN beim Broker suchen<\/li>\n\n\n\n<li>wie ein Wertpapier kaufen<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Kann ich per Sparplan investieren?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Das h\u00e4ngt vom Broker ab.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Alternativ: \ud83d\udc49 manuelle, regelm\u00e4\u00dfige Investitionen m\u00f6glich<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Ich finde das Zertifikat nicht \u2013 warum?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Kemungkinan penyebabnya:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>noch nicht investierbar<\/li>\n\n\n\n<li>Emission nicht abgeschlossen<\/li>\n\n\n\n<li>technische Verz\u00f6gerung<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 L\u00f6sung: direkt auf wikifolio.com pr\u00fcfen<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Wie lange dauert die Emission?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">In der Regel: \ud83d\udc49 ca. 1\u20133 Wochen<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Erst danach ist das Zertifikat handelbar.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Woran erkenne ich Investierbarkeit?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Status auf <a href=\"http:\/\/wikifolio.com\" title=\"\">wikifolio.com<\/a>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u201einvestierbar\u201c \u2192 handelbar<\/li>\n\n\n\n<li>\u201ein Vorbereitung\u201c \u2192 noch nicht verf\u00fcgbar<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Di mana saya bisa menemukan ISIN atau WKN?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Auf der jeweiligen Wikifolio-Seite unter: \ud83d\udc49 Performance\u2011\u00dcbersicht<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Wie oft werden Wikifolios aktualisiert?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>laufende \u00dcberwachung<\/li>\n\n\n\n<li>Anpassungen regelbasiert<\/li>\n\n\n\n<li>Rebalancing mindestens quartalsweise<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Kann ich die Zusammensetzung sehen?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ja \u2013 vollst\u00e4ndig transparent auf wikifolio.com.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Bagaimana diversifikasi dicapai?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Durch Kombination von:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Regionen<\/li>\n\n\n\n<li>Branchen<\/li>\n\n\n\n<li>Anlageklassen<\/li>\n\n\n\n<li>Strategi<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Wie entstehen die Tabellen?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Basis: Factsheets und offizielle Daten<\/li>\n\n\n\n<li>KI\u2011gest\u00fctzte Strukturierung<\/li>\n\n\n\n<li>anschlie\u00dfende Pr\u00fcfung<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Apa yang dimaksud dengan penyeimbangan ulang?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Anpassung der Gewichtung zur\u00fcck zur Zielstruktur.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Ziel:<br>stabile Risikostruktur<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Wikifolios cocok untuk siapa?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">F\u00fcr Anleger, die:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Transparenz sch\u00e4tzen<\/li>\n\n\n\n<li>strukturiert investieren m\u00f6chten<\/li>\n\n\n\n<li>langfristig denken<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Apa itu portofolio global?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ein global diversifiziertes Portfolio (meist \u00fcber ETFs).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Ziel:<br>globale Wirtschaft breit abbilden<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Seberapa likuidkah Wikifolio?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">B\u00f6rslich handelbar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Einschr\u00e4nkungen:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Spreads m\u00f6glich<\/li>\n\n\n\n<li>abh\u00e4ngig von Marktsituation<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Apakah ada investasi minimum?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Nein.<br>Betrag ist frei w\u00e4hlbar.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Kann der Wert negativ werden?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Nein \u2013 aber:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Verluste sind jederzeit m\u00f6glich<br>\ud83d\udc49 auch deutliche Schwankungen<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u26a0\ufe0f 2. Rechtliches &amp; Risiken<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\">Gibt es Anlageberatung?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Nein.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Inhalte dienen ausschlie\u00dflich der Information.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Apa saja risikonya?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Risiko pasar<\/li>\n\n\n\n<li>Keriangan<\/li>\n\n\n\n<li>Risiko penerbit<\/li>\n\n\n\n<li>W\u00e4hrungsrisiken<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Seberapa aman Wikifolio?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ein Wikifolio ist ein Zertifikat:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>tidak ada dana khusus<\/li>\n\n\n\n<li>Emittentenrisiko besteht<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Was passiert bei Ausfall des Strategiemanagers?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Portfolio bleibt bestehen<\/li>\n\n\n\n<li>keine aktive Weiterentwicklung<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Apakah ada jaminan modal?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Nein.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Verluste bis hin zum Totalverlust m\u00f6glich.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Apa yang terjadi selama fase pasar ekstrem?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>starke Schwankungen m\u00f6glich<\/li>\n\n\n\n<li>strategiebasierter Schutz begrenzt<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Wie werden Gewinne versteuert?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Abgeltungssteuer.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 abh\u00e4ngig von:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Wohnsitz<\/li>\n\n\n\n<li>makelar<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u2699\ufe0f 3. Technische &amp; organisatorische Fragen<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\">Wie entstehen neue Wikifolios?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>interne Analyse<\/li>\n\n\n\n<li>Testphase<\/li>\n\n\n\n<li>anschlie\u00dfend Ver\u00f6ffentlichung<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Wie werden Strategien gepr\u00fcft?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>regelm\u00e4\u00dfige Analyse<\/li>\n\n\n\n<li>Fokus auf Struktur &amp; Risiko<\/li>\n\n\n\n<li>Anpassung nur regelbasiert<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Wie kann ich Performance verfolgen?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Auf <a href=\"http:\/\/wikifolio.com\" title=\"\">wikifolio.com<\/a>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>pertunjukan<\/li>\n\n\n\n<li>Zusammensetzung<\/li>\n\n\n\n<li>Kennzahlen<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Wie erhalte ich Updates?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>wikifolio Beobachten-Funktion<\/li>\n\n\n\n<li>News auf mueckinvest.com<\/li>\n\n\n\n<li>App Push\u2011Benachrichtigungen<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Wie entstehen Inhalte?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>KI\u2011gest\u00fctzt<\/li>\n\n\n\n<li>basierend auf gepr\u00fcften Daten<\/li>\n\n\n\n<li>klare Regelstruktur<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Bisakah saya menggabungkan beberapa Wikifolio?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ya.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Achtung: \u00dcberschneidungen vermeiden<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Berapa lama sebaiknya saya tetap berinvestasi?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Mindestens: \ud83d\udc49 3\u20135 Jahre<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Kann ich jederzeit verkaufen?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ja \u2013 w\u00e4hrend B\u00f6rsenzeiten.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\ud83d\udd0d 4. Transparenz &amp; Kontrolle<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\">Seberapa transparan Wikifolio?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>alle Trades sichtbar<\/li>\n\n\n\n<li>vollst\u00e4ndige Dokumentation<\/li>\n\n\n\n<li>jederzeit nachvollziehbar<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Wer ist der Emittent?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Lang &amp; Schwarz (BaFin \u00fcberwacht)<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Was passiert bei Emittentenausfall?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Emittentenrisiko<br>\ud83d\udc49 Totalverlust m\u00f6glich<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Bagaimana keputusan didokumentasikan?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kommentare<\/li>\n\n\n\n<li>Rebalancing\u2011\u00dcbersichten<\/li>\n\n\n\n<li>Pembaruan<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Warum unterscheiden sich Daten?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>unterschiedliche Datenquellen<\/li>\n\n\n\n<li>verschiedene Aktualisierungszyklen<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Apa saja topik yang dibahas dalam sesi pembahasan mendalam?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Strukturierte Analysen von:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>M\u00e4rkten<\/li>\n\n\n\n<li>Strategi<\/li>\n\n\n\n<li>Entwicklungen<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Ziel: Verst\u00e4ndnis, nicht Prognosen<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Wie oft erscheinen Inhalte?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Deep\u2011Dives: ca. 4\u00d7 monatlich<\/li>\n\n\n\n<li>Rebalancing: quartalsweise<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\ud83d\udcf1 5. App &amp; Nutzung<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\">Gibt es eine App?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ja \u2013 Android live, iOS geplant.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Fitur apa saja yang ditawarkan aplikasi ini?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Wikifolio\u2011\u00dcbersicht<\/li>\n\n\n\n<li>KI\u2011Funktionen<\/li>\n\n\n\n<li>Penyelaman mendalam<\/li>\n\n\n\n<li>Push\u2011Notifications<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Bisakah saya berinvestasi melalui aplikasi ini?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Nein \u2013 nur Information.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Wie oft werden Daten aktualisiert?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Synchronisiert mit wikifolio.com (ggf. leichte Verz\u00f6gerung).<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Kann ich Push aktivieren?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ja \u2013 abh\u00e4ngig von Ger\u00e4teeinstellungen m\u00f6glich.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Apakah aplikasi ini gratis?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ya.<br>Teilweise Premium-Inhalte m\u00f6glich.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Mengapa Android dulu?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Schnellerer Rollout \u2192 Feedback \u2192 Optimierung f\u00fcr iOS.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Warum sehe ich die App nicht?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>gestaffelter Rollout<\/li>\n\n\n\n<li>Store-Verz\u00f6gerung<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Warum keine Push\u2011Nachrichten?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Oft: \ud83d\udc49 Energiespar-Einstellungen<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Warum unterscheiden sich Daten?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Caching<\/li>\n\n\n\n<li>Verz\u00f6gerung<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Referenz bleibt <a href=\"http:\/\/wikifolio.com\" title=\"\">wikifolio.com<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u2696\ufe0f 6. Rechtliches &amp; Compliance<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\">Warum keine Empfehlungen?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Vorgaben von Wikifolio + Compliance.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Bagaimana cara menghindari konflik kepentingan?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Regelbasierung<\/li>\n\n\n\n<li>transparansi<\/li>\n\n\n\n<li>keine individuelle Beratung<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Seberapa amankah data saya?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>DSGVO-konform<\/li>\n\n\n\n<li>keine Weitergabe<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Umgang mit Interessenkonflikten?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>klare Regeln<\/li>\n\n\n\n<li>offene Dokumentation<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\ud83d\udcda 7. Weiterf\u00fchrende Informationen<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\">Wo finde ich mehr Infos?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 <a href=\"https:\/\/mueckinvest.com\/id\/wikifolios\/\" title=\"Gambaran Umum Wikifolio\">mueckinvest.com\/wikifolios<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Welche Datenquellen werden genutzt?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u00f6ffentliche Finanzdaten<\/li>\n\n\n\n<li>ETF-Datenbanken<\/li>\n\n\n\n<li>quantitative Modelle<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Unterschied zu Fonds?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>transparansi penuh<\/li>\n\n\n\n<li>tidak ada investasi minimum<\/li>\n\n\n\n<li>vollst\u00e4ndige Kontrolle<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u26a0\ufe0f Catatan akhir<\/h1>\n\n\n\n<pre class=\"wp-block-code\"><code>Alle Inhalte dienen ausschlie\u00dflich allgemeinen Informationszwecken.\n\nKeine Anlageberatung oder Kaufempfehlung.\n\nVergangene Entwicklungen sind kein Indikator f\u00fcr zuk\u00fcnftige Ergebnisse.\n\nWeitere Details finden Sie im <a href=\"https:\/\/mueckinvest.com\/id\/jejak\/\" title=\"jejak\">jejak<\/a>.\n<\/code><\/pre>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>","protected":false},"excerpt":{"rendered":"<p>\u2753 H\u00e4ufige Fragen zu Wikifolios \ud83e\uddfe 1. Allgemeines zu Wikifolios Was ist ein Wikifolio? Ein Wikifolio ist ein \u00f6ffentlich einsehbares Musterportfolio, das eine klar definierte Anlagestrategie abbildet. Sie k\u00f6nnen jederzeit nachvollziehen: \ud83d\udc49 Kurz gesagt:Ein transparentes, regelbasiertes Portfolio. Was ist ein Wikifolio\u2011Zertifikat? Ein Wikifolio\u2011Zertifikat bildet die Wertentwicklung eines Wikifolios vollst\u00e4ndig ab. Was ist ein Dachwikifolio? Ein [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-no-sidebar","meta":{"pmpro_default_level":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-130","page","type-page","status-publish","hentry","pmpro-has-access"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/mueckinvest.com\/id\/wp-json\/wp\/v2\/pages\/130","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mueckinvest.com\/id\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mueckinvest.com\/id\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mueckinvest.com\/id\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mueckinvest.com\/id\/wp-json\/wp\/v2\/comments?post=130"}],"version-history":[{"count":6,"href":"https:\/\/mueckinvest.com\/id\/wp-json\/wp\/v2\/pages\/130\/revisions"}],"predecessor-version":[{"id":6110,"href":"https:\/\/mueckinvest.com\/id\/wp-json\/wp\/v2\/pages\/130\/revisions\/6110"}],"wp:attachment":[{"href":"https:\/\/mueckinvest.com\/id\/wp-json\/wp\/v2\/media?parent=130"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}