{"id":3,"date":"2025-09-09T17:11:37","date_gmt":"2025-09-09T17:11:37","guid":{"rendered":"https:\/\/mueckinvest.de\/?page_id=3"},"modified":"2026-05-27T08:00:00","modified_gmt":"2026-05-27T06:00:00","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/mueckinvest.com\/en\/privacy-policy\/","title":{"rendered":"Data protection regulations"},"content":{"rendered":"<h2 class=\"wp-block-heading\">1. introduction<\/h2>\n\n\n\n<pre class=\"wp-block-code\"><code>This privacy policy explains how mueckinvest.com (hereinafter &quot;Website&quot;) and the Mueckinvest apps process personal data. The protection of your personal data is our highest priority. Processing is carried out in accordance with: \u2022 General Data Protection Regulation (GDPR) \u2022 applicable national data protection laws  \n<\/code><\/pre>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Competent supervisory authority:<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The State Commissioner for Data Protection and Freedom of Information Rhineland-Palatinate<br><a href=\"https:\/\/www.datenschutz.rlp.de\">https:\/\/www.datenschutz.rlp.de<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">2. Your rights<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">You have the following rights under the GDPR:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Right of access (Art. 15 GDPR)<\/li>\n\n\n\n<li>Rectification (Art. 16 GDPR)<\/li>\n\n\n\n<li>Erasure (Art. 17 GDPR)<\/li>\n\n\n\n<li>Restriction (Art. 18 GDPR)<\/li>\n\n\n\n<li>Right to object (Art. 21 GDPR)<\/li>\n\n\n\n<li>Data portability (Art. 20 GDPR)<\/li>\n\n\n\n<li>Right to lodge a complaint (Art. 77 GDPR)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udce7 <strong>Contact:<\/strong> contact@mueckinvest.com<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">3. Hosting<\/h2>\n\n\n\n<pre class=\"wp-block-code\"><code>The website and app infrastructure are operated by: IONOS SE, Germany\n<\/code><\/pre>\n\n\n\n<p class=\"wp-block-paragraph\">Data collected:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Server log files<\/li>\n\n\n\n<li>technical access data<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Legal basis:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Article 6 paragraph 1 letter f GDPR (legitimate interest)<\/li>\n\n\n\n<li>Article 6 paragraph 1 letter b GDPR (performance of a contract)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 Data processing agreement in accordance with Art. 28 GDPR is in place<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">4. Storage and Deletion<\/h2>\n\n\n\n<pre class=\"wp-block-code\"><code>Personal data is stored only as long as necessary for: \u2022 operation of the services \u2022 legal obligations \u2022 law enforcement  \n<\/code><\/pre>\n\n\n\n<p class=\"wp-block-paragraph\">Afterwards, the data is deleted or anonymized.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">5. Data Collected<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">a) Automatically collected data<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The following data is processed during access:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>shortened IP address<\/li>\n\n\n\n<li>browser type<\/li>\n\n\n\n<li>Operating system<\/li>\n\n\n\n<li>Language setting<\/li>\n\n\n\n<li>time<\/li>\n\n\n\n<li>pages visited<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Usage:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>technical provision<\/li>\n\n\n\n<li>Security<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u274c No personal data analysis<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">b) Actively transmitted data<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">When contacting us:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>name<\/li>\n\n\n\n<li>E-mail address<\/li>\n\n\n\n<li>News<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Used exclusively for processing your request<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">6. Legal basis<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Article 6 paragraph 1 letter a GDPR (consent)<\/li>\n\n\n\n<li>Article 6 paragraph 1 letter b GDPR (contract)<\/li>\n\n\n\n<li>Article 6 paragraph 1 letter c GDPR (legal obligation)<\/li>\n\n\n\n<li>Article 6 paragraph 1 letter f GDPR (Operation &amp; Security)<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">7. Use and Disclosure<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Data will only be shared if:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>to technical service providers<\/li>\n\n\n\n<li>in case of legal obligation<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 It will take place <strong>No data will be shared for advertising or profiling purposes.<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">8. Cookies &amp; Tracking<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u2705 Technically necessary cookies<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Use for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Security<\/li>\n\n\n\n<li>Login<\/li>\n\n\n\n<li>Stability<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u2705 Optional features (only with consent)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>analysis<\/li>\n\n\n\n<li>external content<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 will only be loaded after consent<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Important note<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Without consent:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u274c No tracking<br>\u274c No analysis<br>\u274c No data collection<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 No cross-app tracking takes place<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">9. Analysis Tools<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u2705 Google Analytics (optional)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>only with consent<\/li>\n\n\n\n<li>IP anonymization is active<\/li>\n\n\n\n<li>solely for statistical purposes<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 No cross-app tracking<br>\ud83d\udc49 no profiling<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Data transfer to the USA via standard contractual clauses<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u2705 Statify \/ internal analysis<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>local<\/li>\n\n\n\n<li>privacy-friendly<\/li>\n\n\n\n<li>No personal data analysis<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">10. External Content<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">External content (e.g. videos or maps):<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Loading only after consent<\/li>\n\n\n\n<li>Data may be transferred to third-party providers<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">11. Language \/ Sharing \/ Push<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Language<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Browser information only<\/li>\n\n\n\n<li>no storage<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Web Share API<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>local<\/li>\n\n\n\n<li>no data transfer<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Push notification (App)<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>via Firebase Cloud Messaging<\/li>\n\n\n\n<li>only with consent<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The following is processed:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>anonymous token<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 no profiling<br>\ud83d\udc49 No user tracking<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">12. AI usage (OpenAI)<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The following data is processed when using this service:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Inputs<\/li>\n\n\n\n<li>Technical metadata<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Please do not enter any personal data<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Forwarded to: OpenAI (USA) \u2013 solely for answer generation purposes<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Key points<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>no automated decisions<\/li>\n\n\n\n<li>No profiling<\/li>\n\n\n\n<li>no advice<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">13. Safety<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>SSL\/TLS encryption<\/li>\n\n\n\n<li>technical protective measures<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">14. Minors<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Use is only permitted with the consent of the parents or guardians.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">15. Transfer to third countries<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Transmission only occurs in the following cases:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Standard Contract Clauses<\/li>\n\n\n\n<li>adequate level of protection<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">16. Changes<\/h2>\n\n\n\n<pre class=\"wp-block-code\"><code>These data protection provisions may be amended at any time.\n<\/code><\/pre>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">17. Contact<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udce7 contact@mueckinvest.com<\/p>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"page-no-sidebar","meta":{"pmpro_default_level":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-3","page","type-page","status-publish","hentry","pmpro-has-access"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/mueckinvest.com\/en\/wp-json\/wp\/v2\/pages\/3","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mueckinvest.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mueckinvest.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mueckinvest.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mueckinvest.com\/en\/wp-json\/wp\/v2\/comments?post=3"}],"version-history":[{"count":6,"href":"https:\/\/mueckinvest.com\/en\/wp-json\/wp\/v2\/pages\/3\/revisions"}],"predecessor-version":[{"id":3947,"href":"https:\/\/mueckinvest.com\/en\/wp-json\/wp\/v2\/pages\/3\/revisions\/3947"}],"wp:attachment":[{"href":"https:\/\/mueckinvest.com\/en\/wp-json\/wp\/v2\/media?parent=3"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}