{"id":130,"date":"2025-09-10T12:00:00","date_gmt":"2025-09-10T12:00:00","guid":{"rendered":"https:\/\/mueckinvest.de\/?page_id=130"},"modified":"2026-05-27T08:00:00","modified_gmt":"2026-05-27T06:00:00","slug":"faq","status":"publish","type":"page","link":"https:\/\/mueckinvest.com\/en\/faq\/","title":{"rendered":"FAQ - Frequently asked questions"},"content":{"rendered":"<h1 class=\"wp-block-heading\">\u2753 Frequently asked questions about Wikifolios<\/h1>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\ud83e\uddfe 1. General information about Wikifolios<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\">What is a wikifolio?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A Wikifolio is a publicly accessible model portfolio that reflects a clearly defined investment strategy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You can track this at any time:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>all purchases and sales<\/li>\n\n\n\n<li>Weightings<\/li>\n\n\n\n<li>composition<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 In short:<br>A transparent, rules-based portfolio.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">What is a Wikifolio certificate?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A Wikifolio certificate fully reflects the performance of a Wikifolio.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tradable through your broker<\/li>\n\n\n\n<li>works like a security<\/li>\n\n\n\n<li>subject to market and issuer risks<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">What is an umbrella wikifolio?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A central Wikifolio combines several Wikifolios into a single portfolio.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Goal:<br>Diversify risks and combine different strategies.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">What is the difference between a wikifolio and an umbrella wikifolio?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Wikifolio<\/strong> \u2192 a single strategy<\/li>\n\n\n\n<li><strong>Umbrella wikifolio<\/strong> \u2192 Combination of multiple strategies<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">What are the costs?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Typical costs:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>ongoing certificate fees<\/li>\n\n\n\n<li>Performance fee (only in case of a win)<\/li>\n\n\n\n<li>Broker fees (order + spread)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Details can be found in the product information sheet.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Who manages the Wikifolios?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">All Wikifolios are developed, implemented and monitored by Mueckinvest.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Important:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Decisions are made based on rules.<\/li>\n\n\n\n<li>no spontaneous adjustments<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Are you personally invested in the Wikifolios?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Direct co-investment is possible via umbrella wikifolios.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Result:<br>Alignment of interests with those of the investors.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">How can I invest?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">About a Wikifolio certificate:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Search for ISIN\/WKN at the broker<\/li>\n\n\n\n<li>how to buy a security<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Can I invest via a savings plan?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">That depends on the broker.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Alternatively: \ud83d\udc49 manual, regular investments are possible<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">I can&#039;t find the certificate \u2013 why?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Possible reasons:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Not yet investable<\/li>\n\n\n\n<li>Emission not completed<\/li>\n\n\n\n<li>technical delay<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Solution: check directly on wikifolio.com<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">How long does the emission last?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Typically: \ud83d\udc49 approx. 1\u20133 weeks<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Only then can the certificate be traded.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">How can I tell if an asset is investable?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Status on <a href=\"http:\/\/wikifolio.com\" title=\"\">wikifolio.com<\/a>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u201e&quot;Investable&quot; \u2192 tradable<\/li>\n\n\n\n<li>\u201e&quot;In preparation&quot; \u2192 not yet available<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Where can I find the ISIN or WKN?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">On the respective Wikifolio page under: \ud83d\udc49 Performance Overview<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">How often are Wikifolios updated?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>ongoing monitoring<\/li>\n\n\n\n<li>Rule-based adjustments<\/li>\n\n\n\n<li>Rebalancing at least quarterly<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Can I see the ingredients?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes \u2013 fully transparent on wikifolio.com.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">How is diversification achieved?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">By combining:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Regions<\/li>\n\n\n\n<li>Industries<\/li>\n\n\n\n<li>Asset classes<\/li>\n\n\n\n<li>Strategies<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">How are the tables created?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Basis: Fact sheets and official data<\/li>\n\n\n\n<li>AI-supported structuring<\/li>\n\n\n\n<li>subsequent examination<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">What does rebalancing mean?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Adjusting the weighting back to the target structure.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Goal:<br>stable risk structure<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Who are Wikifolios suitable for?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">For investors who:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Value transparency<\/li>\n\n\n\n<li>want to invest in a structured way<\/li>\n\n\n\n<li>Think long-term<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">What is a world portfolio?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A globally diversified portfolio (mostly via ETFs).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Goal:<br>to broadly represent the global economy<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">How liquid are wikifolios?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Traded on the stock exchange.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Restrictions:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Spreads possible<\/li>\n\n\n\n<li>depending on market situation<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Is there a minimum investment?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">No.<br>The amount is freely selectable.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Can the value become negative?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">No \u2013 but:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Losses are always possible<br>\ud83d\udc49 also significant fluctuations<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u26a0\ufe0f 2. Legal Aspects &amp; Risks<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\">Is investment advice available?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">No.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Content is for informational purposes only.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">What are the risks?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Market risks<\/li>\n\n\n\n<li>Volatility<\/li>\n\n\n\n<li>Issuer risk<\/li>\n\n\n\n<li>Currency risks<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">How secure is a Wikifolio?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A Wikifolio is a certificate:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>No special assets<\/li>\n\n\n\n<li>Issuer risk exists<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">What happens if the strategy manager is unavailable?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Portfolio remains unchanged<\/li>\n\n\n\n<li>no active further development<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Is there a capital guarantee?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">No.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Losses up to and including total loss are possible.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">What happens during extreme market phases?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Significant fluctuations are possible.<\/li>\n\n\n\n<li>strategy-based protection is limited<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">How are profits taxed?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Withholding tax.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 depending on:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>residence<\/li>\n\n\n\n<li>Broker<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u2699\ufe0f 3. Technical &amp; organizational questions<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\">How are new Wikifolios created?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>internal analysis<\/li>\n\n\n\n<li>Test phase<\/li>\n\n\n\n<li>subsequent publication<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">How are strategies tested?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>regular analysis<\/li>\n\n\n\n<li>Focus on structure &amp; risk<\/li>\n\n\n\n<li>Adaptation only based on rules<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">How can I track performance?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">On <a href=\"http:\/\/wikifolio.com\" title=\"\">wikifolio.com<\/a>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Performance<\/li>\n\n\n\n<li>composition<\/li>\n\n\n\n<li>Key figures<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">How do I receive updates?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>wikifolio Watch function<\/li>\n\n\n\n<li>News on mueckinvest.com<\/li>\n\n\n\n<li>App push notifications<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">How is content created?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>AI-supported<\/li>\n\n\n\n<li>based on verified data<\/li>\n\n\n\n<li>clear rule structure<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Can I combine several Wikifolios?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Attention: Avoid overlaps<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">How long should I stay invested?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">At least: \ud83d\udc49 3\u20135 years<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Can I sell at any time?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes \u2013 during trading hours.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\ud83d\udd0d 4. Transparency &amp; Control<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\">How transparent are Wikifolios?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>all trades visible<\/li>\n\n\n\n<li>complete documentation<\/li>\n\n\n\n<li>traceable at any time<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Who is the issuer?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Lang &amp; Schwarz (supervised by BaFin)<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">What happens in the event of issuer default?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Issuer risk<br>\ud83d\udc49 Total loss possible<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">How are decisions documented?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Comments<\/li>\n\n\n\n<li>Rebalancing overviews<\/li>\n\n\n\n<li>Updates<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Why do the data differ?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>different data sources<\/li>\n\n\n\n<li>different update cycles<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">What are deep-dive topics?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Structured analyses of:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>markets<\/li>\n\n\n\n<li>Strategies<\/li>\n\n\n\n<li>Developments<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Goal: Understanding, not predictions<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">How often does content appear?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Deep dives: approximately 4 times per month<\/li>\n\n\n\n<li>Rebalancing: quarterly<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\ud83d\udcf1 5. App &amp; Usage<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\">Is there an app?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes \u2013 Android live, iOS planned.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">What functions does the app offer?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Wikifolio overview<\/li>\n\n\n\n<li>AI functions<\/li>\n\n\n\n<li>Deep dives<\/li>\n\n\n\n<li>Push notifications<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Can I invest via the app?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">No \u2013 just information.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">How often is data updated?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Synchronized with wikifolio.com (slight delay may occur).<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Can I enable push notifications?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes \u2013 possible, depending on device settings.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Is the app free of charge?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes.<br>Some premium content may be available.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Why Android first?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Faster rollout \u2192 Feedback \u2192 Optimization for iOS.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Why can&#039;t I see the app?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>staggered rollout<\/li>\n\n\n\n<li>Store delay<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Why no push notifications?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Often: \ud83d\udc49 Energy saving settings<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Why do the data differ?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Caching<\/li>\n\n\n\n<li>delay<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Reference remains <a href=\"http:\/\/wikifolio.com\" title=\"\">wikifolio.com<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u2696\ufe0f 6. Legal &amp; Compliance<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\">Why no recommendations?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Wikifolio guidelines + Compliance.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">How are conflicts of interest avoided?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Rule-based<\/li>\n\n\n\n<li>Transparency<\/li>\n\n\n\n<li>no individual consultation<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">How secure is my data?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>GDPR compliant<\/li>\n\n\n\n<li>no further disclosure<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">How to deal with conflicts of interest?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>clear rules<\/li>\n\n\n\n<li>open documentation<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\ud83d\udcda 7. Further information<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\">Where can I find more information?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 <a href=\"https:\/\/mueckinvest.com\/en\/wikifolios\/\" title=\"Wikifolio overview\">mueckinvest.com\/wikifolios<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Which data sources are used?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>public financial data<\/li>\n\n\n\n<li>ETF databases<\/li>\n\n\n\n<li>quantitative models<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Difference to funds?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Full transparency<\/li>\n\n\n\n<li>No minimum investment<\/li>\n\n\n\n<li>complete control<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u26a0\ufe0f Final note<\/h1>\n\n\n\n<pre class=\"wp-block-code\"><code>All content is for general informational purposes only. It does not constitute investment advice or a buy recommendation. Past performance is not indicative of future results. Further details can be found in the [link\/document\/section]. <a href=\"https:\/\/mueckinvest.com\/en\/imprint\/\" title=\"Imprint\">Imprint<\/a>.\n<\/code><\/pre>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>","protected":false},"excerpt":{"rendered":"<p>\u2753 H\u00e4ufige Fragen zu Wikifolios \ud83e\uddfe 1. Allgemeines zu Wikifolios Was ist ein Wikifolio? Ein Wikifolio ist ein \u00f6ffentlich einsehbares Musterportfolio, das eine klar definierte Anlagestrategie abbildet. Sie k\u00f6nnen jederzeit nachvollziehen: \ud83d\udc49 Kurz gesagt:Ein transparentes, regelbasiertes Portfolio. Was ist ein Wikifolio\u2011Zertifikat? Ein Wikifolio\u2011Zertifikat bildet die Wertentwicklung eines Wikifolios vollst\u00e4ndig ab. Was ist ein Dachwikifolio? Ein [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-no-sidebar","meta":{"pmpro_default_level":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-130","page","type-page","status-publish","hentry","pmpro-has-access"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/mueckinvest.com\/en\/wp-json\/wp\/v2\/pages\/130","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mueckinvest.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mueckinvest.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mueckinvest.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mueckinvest.com\/en\/wp-json\/wp\/v2\/comments?post=130"}],"version-history":[{"count":6,"href":"https:\/\/mueckinvest.com\/en\/wp-json\/wp\/v2\/pages\/130\/revisions"}],"predecessor-version":[{"id":6110,"href":"https:\/\/mueckinvest.com\/en\/wp-json\/wp\/v2\/pages\/130\/revisions\/6110"}],"wp:attachment":[{"href":"https:\/\/mueckinvest.com\/en\/wp-json\/wp\/v2\/media?parent=130"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}