1. general information on Wikifolios
What is a wikifolio?
A wikifolio is a publicly accessible model portfolio created by a trader or investor. It reflects a specific investment strategy - for example, broadly diversified via ETFs or focussed on specific topics such as technology or sustainability. Investors can participate in the performance via an exchange-traded certificate. 👉 In short, a wikifolio is a „public model portfolio“ that transparently maps an investment strategy.
What is a Wikifolio certificate?
A wikifolio certificate tracks the performance of a wikifolio 1:1. It is issued by an issuer and can be traded like a security via a broker.
What is an umbrella wikifolio?
An umbrella wikifolio does not invest directly in shares or ETFs, but in several wikifolios at the same time. In short: an umbrella wikifolio combines several ideas and provides additional diversification.
What is the difference between a wikifolio and an umbrella wikifolio?
- Wikifolio: Individual investment strategy
- Umbrella wikifolio: Combination of several strategies in one product
What are the costs?
- Certificate fee (ongoing costs)
- Performance fee (only in the event of a profit) Additionally at the broker: order fees and spreads.
Who manages the Wikifolios?
All strategies are developed, implemented and monitored by Mueckinvest.
Are you invested in your Wikifolios yourself?
Yes, about the umbrella wikifolio „Global Layers“ I am invested in all my wikifolios. I also hold shares in the umbrella wikifolio „Global Genius“.
How can I invest in a Wikifolio?
Via an investable certificate that is traded on the stock exchange after issue.
Can I invest in a Wikifolio in a savings plan?
This depends on the respective broker.
I can't find the certificate with my broker - why?
Possible reasons:
- No stock exchange listing yet
- Delay in recording
- Trading centre restrictions
- Certificate is not (yet) investable
How long does it take to issue a certificate?
The issue usually takes 1-3 weeks. The time frame depends on the final review by the issuer. Only then is the certificate tradable.
How can I recognise whether a Wikifolio is investable?
The status is clearly displayed on wikifolio.com. If it says „Certificate in preparation“, the wikifolio is not yet investable.
Where can I find the ISIN or WKN of a Wikifolio?
On the respective Wikifolio page under „Performance overview“.
How often are the Wikifolios updated?
Ongoing monitoring, rebalancing quarterly at the latest.
Can I see the current composition?
Yes, at any time on wikifolio.com.
How is diversification achieved?
By mixing regions, sectors, asset classes and strategies.
How are the tables on the Wikifolio pages created?
They are based on official factsheets, prepared with AI support and checked manually.
What does rebalancing mean?
Regular adjustment of the portfolio weightings to the target structure. 👉 Quarterly at mueckinvest.
Who are Wikifolios suitable for?
For investors who want to diversify, are open to active management and want to invest for the long term.
What is a world portfolio?
A broadly diversified global equity portfolio, mostly via ETFs.
How liquid are wikifolios?
They are traded on the stock exchange. Liquidity depends on the trading volume and market makers.
Is there a minimum investment?
No, there is no minimum investment amount.
Can the value of a wikifolio become negative?
No, but it can fluctuate greatly.
2. legal matters & risks
Can you give personalised investment advice?
No. The content is for information purposes only.
What are the risks?
- Market risks
- Volatility
- Drawdowns
- Exchange rate risks
- Issuer risk
- Strategy risk
How secure is a Wikifolio?
A wikifolio is a certificate, not a fund.
- No special assets
- Issuer risk
- Full transparency
What happens if the strategy manager drops out?
The wikifolio will remain in place, but will no longer be actively managed.
Is there a capital guarantee?
No, as with any form of investment, there is no capital guarantee.
What happens during extreme market phases?
Wikifolios can fluctuate strongly. Losses are possible.
How are profits from wikifolios taxed?
Profits from Wikifolio certificates are subject to withholding tax as with other securities. Details depend on the individual tax status and should be clarified with the broker or tax advisor.
3. technical & organisational issues
How are new Wikifolios created at mueckinvest?
After internal test phase and simulation.
How do you check the strategies?
Regularly analysing risk, performance and the market environment.
How can I track the performance of a wikifolio?
All key figures can be viewed on wikifolio.com.
How can I receive notifications or updates?
Via the „Watch“ function on wikifolio.com or via mueckinvest.de/news...
Can I combine several Wikifolios?
Yes, but watch out for overlaps.
How long should I stay invested?
Medium to long-term (3-5 years or longer).
Can I sell a Wikifolio at any time?
Yes, during trading hours.
4. transparency & control
How transparent are Wikifolios?
Very transparent: all trades, weightings and comments are public.
Who is the issuer of the certificates?
Lang & Schwarz (L&S), regulated by BaFin.
What happens if Wikifolio or L&S fail?
There is Issuer risk.
How are decisions documented?
About comments, Rebalancing-overviews and regular Updates.
Why do weightings or key figures differ between different platforms?
Data comes from different systems. Weightings and factsheets are sometimes updated with a time delay. Factsheets are usually published monthly, not daily.
What are deep-dive topics?
Deep dives are detailed analyses of strategies, markets and current developments. They are published regularly and offer in-depth insights into the background of the wikifolios.
How often is new content published?
Deep-dive topics: four times a month
Mid risk: at the beginning of the quarter
Rebalancing: at the beginning of the quarter
5. app & use
Is there a mueckinvest app?
Yes, the app is currently being rolled out.
- Android: available from End of January 2026
- iOS: in planning
What functions does the app offer?
- Overview of all Wikifolios
- Performance data & weightings
- News
- Deep dives & knowledge articles
- Push notifications
- Share function
- Dark mode
Can I invest via the app?
No. The app is for information purposes only.
Do I need an account?
No. All content can be used without registration.
How often is the data updated?
Automatic synchronisation with live data from wikifolio.com.
Can I activate push notifications?
Yes, for news, rebalancing, strategies and market updates.
Is the app free of charge?
Yes.
Why Android first?
The Android rollout enables a faster release. The iOS version will follow later.
Why don't I see the app in the store?
The rollout is staggered. Depending on the region or device, activation may be delayed. In some cases, restarting the app store or clearing the store cache will help.
Why am I not receiving any push notifications?
Some manufacturers (e.g. Xiaomi, Huawei, Samsung) block push services through energy-saving functions. Please make sure that background activity and system notifications are allowed for the app.
Why does data differ between the app and wikifolio.com?
The app synchronises automatically with the live data. However, some content such as comments or rebalancing details are updated or cached with a time delay. You can always find the official data on wikifolio.com.
How can I give feedback?
About the Contact form on mueckinvest.com.
6 Legal & Compliance
Why are no specific recommendations or ISINs mentioned?
Wikifolio guidelines prohibit external buy requests.
How are conflicts of interest avoided?
All strategies are rule-based and transparently documented.
How secure is my data?
GDPR-compliant processing, no disclosure to third parties.
How do you deal with potential conflicts of interest?
All strategies follow clearly defined rules. There are no individual purchase requests or recommendations. Decisions are documented transparently.
7. further information
Where can I learn more about the strategies?
Under mueckinvest.de/wikifolios.
What sources of information does mueckinvest use?
Public financial data, ETF databases, company data, quantitative models.
How does mueckinvest differ from traditional funds?
- Full transparency
- No minimum investment
- No issue surcharges
- Flexible tradability
⚠️ Final note
All FAQs are for general information purposes only. Risks, fees and issuer information can be viewed in full on wikifolio.com. No investment advice or recommendation to buy. Historical performance is not an indicator of future results. Further details can be found in the legal notice.
Questions about technical terms?
Click here for the Glossary.